Your "Investment" Is Probably a Gamble. Here's How to Know for Sure.
- Dipo Owolabi
- 5 days ago
- 22 min read
The Differences between Dice, Deals & Dividends;
"The market can remain irrational longer than you can remain solvent.” John Maynard Keynes I commonly get consulted for investment proposals, whereby people are asking of me where I believe is best for them to deploy their capital in order to get a financial return, and the first thing that I ask [after strongly indicating that I am not a financial advisor, and the entire conversation isn’t financial advice] what their time horizon is in terms of receiving the expected returns. With that information, I am able to decipher, from the onset, whether their expectations would categorise their deployment as investing, speculating, or outright gambling.
The problem that arises is the fact that the purchase of a company share like Nvidia can be an investment, a speculative purchase, or an outright gamble. This goes to the very heart of this piece. When I first began researching the blurred boundaries between investing, speculating, and gambling, I expected to explore three differing worlds that sat parallel to each other, and each with its own logic. What I found, however, was a single continuum. The same forces that drive pension funds to buy bonds also pull retail traders into meme stocks and digital collectibles. The difference isn’t the tool; it’s the intent, the time horizon, and the role of skill versus chance that essentially are the three panes of glass that separate these three things, and if you look hard enough, as we would in this essay, you would see that at some point they all blend into one.
In this essay, what you can expect is a clear analysis of the three. At the end of it, you should not only be able to theoretically understand the difference between investing, speculation, and gambling, but also be able to identify which is which when presented with an opportunity to deploy your hard-earned money. In the first part, we would address investing, we would explain what your expectations and therefore mindset should be when deciding to invest, and things to be aware of when investing. We would then give advice that works for the majority of people as to what to do practically when deciding to invest. In the second part, we would bring some clarity to the hazy world of speculation, providing warnings or prerequisites to be met if you wish to speculate, and then provide clear examples and/or empirical evidence of what constitutes as speculation as opposed to gambling. In the third part, we will explore the world of gambling, but not in the way you think. We would introduce the new and improved forms of gambling and how it has modernised and has unfortunately become even more accessible with the propagation of smartphones. These concepts range from Naked Options, Crypto Trading, and the fascinating world of Prediction Markets. We would then lay emphasis on why you are unlikely to be profitable in these endeavours in the long term, using empirical evidence. All three parts would be viewed through the three panes of glass mentioned above. Then, finally, we would explore cases where all three concepts overlap and how you, the reader, can identify and avoid them in those moments, and what you can do when that happens.
Chapter 1: The Steady Hand of Investing“Investing is simple, but not easy. The key is to have patience and discipline.” Warren Buffett
The best place to start when understanding what investing is is to look at the definition, which, according to John Bogle, founder of the Vanguard Group (one of the most respected and successful companies in the investment world), is purchasing or allocating money into an asset with the expectation of long-term capital appreciation or profits deriving from that asset. The asset can be a stock, bonds; whether corporate or government, ETF, a mutual fund, real estate, etc.
When looking at investing, in regard to intent, what you must be aware of this is not a get-rich-quick scheme; it is a preservation of wealth at the very least and the ability to have your money do more for your future self. The first few months would be brutal; some may even think it pointless. At the early stages, you should not necessarily concern yourself with the figure in your investment portfolio, but should focus rather on the habit that you are building. Your focus should be on ensuring that every month you invest the same amount of money regardless of what is going on in the market, and trust me, there is always something going on in the markets. There are days of intense volatility, whereby the market as a whole could swing up to 10% or more, which means at any point you could lose 10% or more of the money invested, as such it is important not to concern yourself with the day-to-day volatility of the market. This method of investing a fixed amount regularly is called dollar cost averaging. A wise adage that has been empirically proven is “Time in the market beats timing the market.” My advice here is to do your very best to hasten the process to get to the $100,000 mark as quickly as possible, the reason being, at that amount, even if you do not invest any more money, your money begins, the process of working on your behalf. To emphasise that point, $100,000 with an average yearly return of 8% with no additional cash invested over 10 years gives you a return of $215,892; you would’ve more than doubled your money.
In regard to time horizon, what you must understand and approach it from a long-term view, decades at the very least, if you have that long left, and if you are older, I suggest reevaluating and rebalancing your portfolio every half-decade. In previous articles, I have stated that my plan is to hold for a minimum of 5 years and reevaluate either trimming my exposure to certain companies or increasing my exposure to certain industries or markets. In other words, I buy often, sell rarely, and hold until 60. Warren Buffett himself agrees with me as one of his favourite quotes is “Our favourite holding period is forever.” This is why whenever Berkshire Hathaway eventually does reduce their position or adds a new company to their position as they did with Google recently, it is a massive stamp of approval to Wall Street and the world about the stability and longevity of the returns to be expected by that company. The beauty of time is that it beats the amount invested; an example of that is thus. We have Charlie, aged 35, he invests $1,000 every month, and Tony, aged 20, he invests $100 every month. Assuming an average yearly return of 10% at the age of 60, Charlie would have invested $300,000 and would have a return of $956,300, giving him a grand total of $1,256,300. Respectable, but in comparison to Tony, who at 60, would’ve only invested $48,000 and had a return of $1,348,875, bringing his grand total to $1,396,875. Simplified, Charlie would have about quadrupled his investment, while Tony would have multiplied his investment by over 29 times while spending only a tenth every month. A key takeaway here for you, dear reader, the best time to start was yesterday, and the second-best time to start investing is today.
Finally, when investing in regard to the role of skill versus chance, one thing that needs to be known is the fact that over a 10-year horizon, roughly 90% of actively managed equity funds underperform the S&P 500 index. These money managers charge millions and are sometimes paid tens of millions of dollars to manage their clients' funds and deliver stellar returns, and yet, over a decade, still underperform the index itself. The reasons why wealthy clients still give money to these managers range from the convenience of not having to do the work themselves to tax advantages. However, the bigger reason is that the returns they are able to get year-on-year could be as high as 35% after fees, and when dealing with tens, hundreds, or even billions of dollars, that makes a significant difference, especially because they are also able to mitigate any and all possible losses. In the same way, I have calculated my risk tolerance and have opted for individual stocks as a significant part of my portfolio (even though I hold some ETFs), and this has allowed me, a 38% return year to date, to outperform the market (the S&P 500), which is around 16%. In the spirit of transparency, a caveat is that I started investing in April when stocks were at incredible bargain prices due mass selloff triggered by the Liberation Day tariffs announcements. I say this to say that even though I have had minor successes, these results may not be repeated next year, and it most likely isn’t repeatable over 10 years. As such, the key takeaway is, no need to try to beat the market; you just have to be the market. True investing is boring and steady, and that is why it works
Key Takeaways:
Chapter 2: The Siren’s Call of Speculation
The thing about speculating is that it can and is done successfully; however, it is neither simple nor commonplace. It has a high barrier to success and many fringe/anecdotal cases of lucky strikes than consistent overall winners. The best way I can define speculation is capital allocation based on short-term price movements (volatility) rather than value creation or changes in the company's or assets' fundamentals.
As such, one thing to note as a test for speculation over gambling is on the basis of probabilities. It is hoped that the value of the asset will appreciate in the near future; however, the assets do have some intrinsic value, and as such, there is a limit to the amount of depreciation that is to be expected. In essence, there is a 50% chance the value of the underlying asset appreciates, there is a 49% chance that it depreciates, and there is a 1% chance that it depreciates to worthlessness.
Covered Options Contracts:
Permit me to get ever so technical in this section, I will try to explain it without the excessive use of financial jargon. To explain covered options, I need to define the term options contract; it is a contract that conveys to its owner, the holder, the right, but not the obligation, to buy [call] or sell [put] a specific quantity of an underlying asset or financial instrument, at a specified price on or before a specified date. A covered option is a transaction that happens when the holder of a security sells either a call option contract or a put option contract against the very stock that they own or are betting against. The reason this is done is to bring forward potential future premiums of one's current portfolio as a form of “passive investment.” Furthermore, it is used as a hedge against price It has always been widely available for active traders; however, its popularity has skyrocketed in the past few years, such that there now exist covered call ETFs. The few problems with Covered Options include the following:
Empirically, over a long horizon time period. These covered calls and their ETF’s underperform the index due to their complexity and the cost of premiums.
Counter-Strike Skins:
Counter-Strike 2, an immensely popular first-person shooter developed by Valve, famously boasts a thriving skins (in-game appearance) economy. Players can “invest” their money in expensive skins, which can be bought and resold on Steam’s marketplace or third-party sites. These skins alter the look and ability of one's in-game combat weapons, such as knives and guns. These skins are only usable within the Counter-Strike game and are obtained by purchasing loot boxes in which a random selection of skins is included; as such, they derive their value from what the players would pay Valve, the game developers. However, players in the game began to realise that they could transfer the skins they obtained to other players, and thus a marketplace was created whereby the rarest fetched the highest prices. This created an in-game economy worth almost $6 billion at its peak.
With this much money on the line, two things occurred. The first being that those who do not play, nor have any interest in the usage of these skins, but only wish to profit from the trading and speculation of the skins, were drawn towards it in search of profits. This caused the value of the skin's economy to quickly balloon by billions. The second being, the fact that all this trading was happening outside the Steam gaming platform, which means that the developers had hundreds of millions (maybe billions) of dollars, as they were not able to receive a percentage cut from all these transactions.
What it culminated in was that with one update, a few lines of code specifically, there was a $2 Billion crash in the value of the skins on the trading market. Not only did Valve make it so that the trading is only done on the Steam platform, but the patch made it much easier for the average Counter-Strike 2 player to obtain skins for in-game knives and gloves as players can simply trade in their other items for these skins, significantly decreasing their scarcity and prompting the value of existing knife and glove cosmetics to fall dramatically.
The reason I categorised this as speculative rather than gambling is solely for the fact that there still remains an intrinsic value and use of the skins on CounterStrike. Additionally, even though about $3 billion was wiped out in value, those who were wiped out were the investors who had no interest in the game, and those who are avid fans of the game still attribute value, monetary and otherwise, to the skins they do have; as such, the market value sits at around $2.5 billion today.
Pokemon Trading Cards:
In September of 2025, I read a fascinating article by the Wall Street Journal that discussed how Pokemon Cards became an investment that, since 2004, has outperformed not only the stock market index [S&P 500] but also big tech names like Meta. Since 2004, the value of Pokémon cards on the resale market has climbed more than 3,800%, according to analysis firm Card Ladder. Over the same period, the S&P 500 gained about 483 percent. Even Meta Platforms, one of the best-performing US tech stocks, has only delivered around 1,800% since its 2012 debut.
Recent data shows that vintage sets and modern “chase” cards are moving through cycles of hype and correction at different speeds. Newer, more sought-after cards like the alternate-art “Moonbreon” have more than doubled over the same period, jumping from $577.91 in 2023 to $1,223.14 in 2025. The “Stamp Pikachu”, a Promo Card, dropped in value in 2024 but then exploded by more than 150 percent into 2025, showing just how unpredictable this market can be. The market calls this the “growth delta” — how much faster (or slower) the value is rising compared to the previous year. When the growth delta is high, it usually means hype is at play; it’s a sign that lots of people are piling in, hoping to cash out at the top. Then, at the very top, you have sealed products - boxes and packs never opened, which are also drawing speculators. They’re seen as lottery tickets: you might pull a card worth thousands, or nothing at all.
From my research, it seems that the ballooned valuation of the market right now is due to hype, and there is an intense market correction is imminent. The issue isn’t solely “price-go-up/down,” the speed of the change matters. Modern “slabbed” cards (those graded and sealed for quality) and sealed product (unopened packs and boxes) have skyrocketed in value over the past year. Meanwhile, older vintage sets like Base Set have seen a slower, steadier climb. That suggests the hype is focused on newer products, driven by fear of missing out and internet trends, rather than old-fashioned collector demand. Just like baseball cards, there would always be a market for these cards, from hobbyists, nostalgic buyers, and professional collectors; however, the market just needs to shake itself off speculative
The Panes of Glass:
Intent: In relation to speculation and intent, one must go into it with the intent to enjoy the ownership and use of the asset itself. There should be no intent to view the item as an asset that appreciates. Price appreciation should be a bonus and not the main focus of the purchase. As such, it is advised that such purchases should be made if they truly understand and enjoy the item. A covered call should be purchased with the thought of understanding options contracts. CS2 skins should be purchased with the intention of using the skin in-game. A Pokémon trading card is to be bought for the love of Pokémon.
Time: One thing that separates speculation from investing with regard to time horizon is that, unlike investing, where if you invest for long enough, you are almost always guaranteed returns, with speculation, volatility occurs in both the short term and long term. To receive returns when speculating, you must be able to time the market. Such as being able to close out positions in covered options contracts, sell all CS2 skins at the height of the market, and sell mint condition Pokémon cards when the growth delta is high.
Skill v Chance: This is an interesting one, because with speculation, it is a blend of both. The chance first presents itself, and then how much you maximise the opportunity you have been presented is based on how skilled and knowledgeable you are. For example, those who were interested in Pokémon cards before the hype were given the opportunity of a lifetime when the hype came to town, and there are a few who have used their knowledge of these cards to be profitable in the trading of these cards. The same with CS2 fanatics who had a portfolio of skins collected by playing the game, were able to identify the rarity of a skin and obtain it to sell for a profit when the chance presented itself.
Chapter 3: The Wild Wild West of Gambling
“In a casino, the house always wins.”
The fascinating thing about gambling is that it has always been there, and will always be there; as a concept, it is not new. What is new, however, is how people gamble in 2025 as opposed to previous periods. Furthermore, the goal of some Silicon Valley founders [tech bros] is to “create a tradable asset out of every difference in opinion.” In essence, the ‘casinofication’ of not only financial markets, but of every possible event. Gambling has evolved beyond physical casinos and betting houses to being right in your pocket, and in many ways, subtly at the corner of every sports game, every online stream, and every YouTube ad. One core tenet of gambling is the fact that the rewards are substantial, but so are the risks, and there does come a point where the risks outweigh the rewards. Put differently, the chances you lose your entire principle (the amount put in) are closer to 60%, there is a 30% chance at tremendous returns, and a 10% that it leaves you in a position where you end up owing the platform gambled on.
You may have heard of many of these online casinos and gambling platforms, such as DraftKings, Bet365, or SportyBet. I do not wish to belabour those ones; the ones I want to discuss are the ones that you may not have heard of, but your friend who is bad with money and is a little bit of a gambler has most certainly heard of.
These are the new age of online gambling, a bit more sophisticated in its execution, and come with newer and fancier 2-worded names. Nonetheless, they are still very much in principle and practice, Gambling. One important thing to note about gambling is that, by definition, there is a discount on strategy. In other words, no matter how much strategy is involved, there is still more luck needed in order to receive the expected outcome.
Naked Options Contracts:
Naked Options Contracts are similar to other options contracts but differ from other types of options contracts and are starkly different from and far riskier than covered options. A naked option or uncovered option is an options strategy where the options contract writer (i.e., the seller) does not hold the underlying asset to cover the contract in case of assignment. In essence, the seller of the contract does not own the underlying asset within the contract. Naked options are attractive because the seller receives the premium cost of the option without buying a corresponding position to hedge against potential losses. In the case of a naked put, the seller hopes that the underlying equity or stock price stays the same or rises. In the case of a naked call, the seller hopes that the underlying equity or stock price stays the same or drops.
It is the riskiest of options strategies, because sellers have agreed to cover the contract in case of assignment, no matter how far the price of the stock goes. The seller of a naked put would be obligated to purchase the underlying stock at the strike price even if its market price drops to zero. Likewise, the seller of a naked call could be forced to short the underlying stock at the strike price even if its market price rises up to an unlimited amount. Furthermore, these options are done on margin, and if the losses exceed the amount of money in the account, it triggers a margin call from the broker, which demands collateral to cover the losses within the account.
Cryptocurrency Trading:
This, in my opinion, is the true Wild Wild West of financial markets. Cryptocurrency had so much promise to it, as it was to be the future of money, a revolution against banks, and a rejection of a centralised financial system. What the industry is now is far from even the worst-case scenario that Satoshi Nakamoto could’ve envisioned. Three things plague the cryptocurrency industry, and these things extend even further to cryptocurrency trading.
The annual volatility of the crypto industry’s most stable coin, Bitcoin, sits around 60% on average, compared to the 15% average of the US stock market. Put another way, crypto is at best 4 times more volatile than stocks. Furthermore, the bull case for crypto was that it is a safe haven asset like Gold, that is a hedge against geopolitical shocks. However, that has not been the case, as the biggest crypto sell-off of 2025, the one that erased the entire year’s gains, occurred during geopolitical unrest, while Gold, a certified safe haven asset, rose 70% in the same year.
Fraud is so prevalent in the crypto industry that it is no longer an anomaly, but a feature. Meme Coins that have no intrinsic value except as exit liquidity for insiders of the token, promoted by a wide range of celebrities, athletes, and even the President of America, are often sold and have their value plummet to zero. Research shows that since 2021, of the 7 million tracked, over 3.6 million have stopped trading and are considered failed currencies. That means that statistically, 60% of all crypto trading is done on coins that will eventually fail. Stablecoins were made with the intention of pegging the value of the coin to a less volatile asset, such as gold or even a fiat currency like the dollar. Without going into detail of the mechanics of it, the biggest example of stablecoins was the Terra and Luna tokens, which, during a mass selloff, were unable to stay pegged to the dollar, and when it collapsed, it wiped out $45 billion worth of investors' money in one week. Finally, the fraud also propagates within the Crypto Exchange platforms. I do not need to belabour the catastrophe that was Sam Bankman-Fried and his crypto exchange platform, FTX, which eviscerated billions in VC capital and billions more in customer deposits. We discussed it in detail in one of our first expert analysis pieces at RIAE.
What is assured with cryptocurrency now is that every new ICO (initial coin offering) should be viewed as a fraudulent scheme until proven otherwise. Unless you are an insider, you should be very aware that if you are not buying Bitcoin, Ethereal and/or Solana, you have the same chances or even less of losing your money as you would in a casino, and an even smaller chance of gaining a return on the money.
Prediction Markets:
This is Wall Street’s shiny toy for 2025. Particularly, hedge funds that take positions and become market makers in this new, unregulated environment. Prediction Markets are online platforms where people trade contracts on the outcomes of future real-world events, like elections or economic data, with contract prices reflecting the market's collective probability estimate for that event occurring (e.g., a $0.70 price means a 70% chance). These markets function like a mix of futures trading and betting, allowing participants to profit from correctly forecasting events, which incentivises accurate predictions and aggregates diverse information better than polls or pundits, as traders risk real money.
The two biggest prediction market platforms are Kalshi and Polymarket. I do not gamble, but from what I have researched, one thing about prediction markets that separates them from other forms of gambling is that the gamble occurs not only at the event occurring but at the probability of the event occurring. Put simply, you do not necessarily profit only on the event happening but from the increase in the probability of that event occurring. An example of this is in a soccer game between Arsenal and Liverpool; if you place a bet on Liverpool winning the match, you only receive returns if Liverpool wins in an ordinary gambling scenario. With prediction markets, if during the 86th minute of the match, if Liverpool obtains a penalty, there is a likelihood of not only them scoring that penalty but winning the game, as such the probability of them winning goes up from a 50% to a 70% before the penalty is taken, and you can immediately take profit at that 70% even if the Liverpool player ends up missing the shot and the match ends in a draw.
One of the biggest problems with prediction markets is that it is not a regulated security, and there is not only a risk, but there is also a prevalence of insider trading. The platforms argue that they are a platform that “facilitates the exchange of event contracts.” As such, they are to be regulated by the Commodity Futures Trading Commission, which operates with less stringent rules and enforcement against things like insider trading. For example, with the recent arrest and capture of Venezuela’s President Maduro, there was someone who, having inside knowledge, placed a bet for $32,537 on Polymarket that Maduro would be out of power before the end of January, mere hours before the President had made the announcement, netting themselves a whopping $436,000 return. As such, even after the limited calculations to be run are done, there can be someone with insider knowledge who would bet against you and be right.
The Panes of Glass:
Intent: With regards to gambling, the intent is to reap substantive gains as a return on the money gambled. You are not seeking a 10% or even 50% returns, you are looking to at the very least double, but ideally 10x the money wagered. You are looking to wager hundreds in search of tens/hundreds of thousands back.
Time: When gambling, you aren’t looking for a slow, steady return over a year; the most you are willing to wait is 6 months. You want your returns immediately. Just as in a physical casino, where you see the results of the actions taken almost instantaneously, you are expecting the same or similar results with Naked Options, Crypto, and Prediction Markets. Your patience is low, and if you can close your position out by the end of the week at the latest, you would be comfortable. However, just like in a casino, the anticipatory moment between the time you place the bet and the time you receive the results, it allows you to imagine what your life would look like once you receive your winnings, and how you would spend it consumes you in excitement so much so that it becomes almost real. Both the online and offline casinos have figured out that this is when the brain is most flooded with dopamine. As such, they do all they can to keep their users perpetually in that moment of anticipation, which keeps you coming back to their platforms.
Skill v Chance: If one is not self-aware enough, they would wrongly attribute luck to skill. Granted, there are a few that successfully gamble offline and online, but the truth is, the ratio of chance/luck to skill is 95:5. There are those who can and have successfully executed naked options contracts and received their payouts based on dutiful and carefully researched trades. There are some who, like the anonymous Frenchman who ran a “neighbour poll” and made over $80 million on Polymarket, taking successful positions for the 2024 Presidential elections in America, who can use skill to generate returns on prediction markets. However, survivorship bias should not cloud the hard data that most people are either insider traders or extremely lucky.
Chapter 4: The Overlap
“Being too far ahead of your time is indistinguishable from being wrong.” Howard Marks
If looked at squarely through the three panes, one can reasonably conclude that there could be instances where Investing, Gambling, and Speculating. Even though I believe that investing can, in some instances, resemble Gambling, I strongly doubt that there exist cases where gambling can be mistaken for investing.
A simple example of investing looking like speculation is when people select individual stocks during earnings season, especially a few days/hours before a company is due to release its earnings report, with the intention of making up to 10% returns due to a possible rally on exceptional earnings. Furthermore, investing in the Korean KOSPI index in 2026 because of the stellar results it delivered in 2025. I have made a speculative recommendation that my viewers on TikTok should look at investing away from the American stock market for the sole reason that in 2025, it underperformed compared to other indexes in developed markets such as Korea, the U.K., and Europe. It is speculative as it doesn’t have historical data to support it, but an inference geopolitically allows me to make a calculated guess.
There are situations in which investing resembles gambling. Such as day-trading, especially those who do not have the $30,000 per year to afford the Bloomberg Terminal and other High Frequency Trading equipment that costs an additional hundred thousand dollars. That being said, most retail day traders are bound to lose money. There was a time, however, in 2021, when retail traders had the GameStop short squeeze that bankrupted a few hedge funds. In reality, the majority of day traders and retail traders would make a net loss at the year's end. As such, investing in a stable, strong company will transform into gambling if it is not done based on fundamentals but on vibes and hopes of a quick one-day return.
Conclusion
So, here we are at the end of the line, back where we started, but with sharper vision. We set out to separate the world of capital deployment into neat boxes: the steady rhythm of Investing, the calculated dance of Speculation, and the electric rush of Gambling.
What we found, however, wasn't a walled garden with three distinct plots. It was a single, sprawling landscape, and your position on it isn't fixed by the asset you hold, be it a blue-chip stock, a Pokémon card, or a crypto token, but by the three panes of glass you choose to look through: your Intent, your Time Horizon, and your honest assessment of Skill versus Chance.
Investing asks for the patience of a redwood, growing imperceptibly day by day, trusting that time and the market's upward drift will do the heavy lifting. It is the discipline of consistency over genius, of being in the market rather than beating it. Speculation is the art of the informed opportunist. It demands you know not just the what, but the why and the when to enjoy the asset for itself and see price appreciation as a potential bonus, not a birthright. It’s where chance opens the door, but skill determines how far you walk through. Gambling, in its old and new digital forms, is the siren song of immediacy. It seduces with the dopamine of anticipation, convincing you that the next trade, the next coin, the next contract will be the one that changes everything. It systematically discounts strategy and elevates luck, often dressing itself in the jargon of finance to appear more sophisticated than the roulette wheel it truly is.
The blurring at the edges is the most crucial lesson. That same purchase of Nvidia can be any of the three, depending entirely on your mindset. Are you banking on its decade-long dominance in AI (Investing), trading an earnings volatility spike (Speculating), or YOLO-ing a week's salary on weekly call options (Gambling)? The market doesn't care. The outcome is entirely on you.
Ultimately, this isn't just about classifying actions; it’s about cultivating self-awareness. Before you deploy a single Naira/Dollar/Pound or Yen, ask yourself the triage questions: What is my true intent here? What is my realistic time horizon? And am I honestly relying on skill, or am I just praying for chance to smile on me? Your clear answers are the only reliable compass in a world deliberately designed to blur these lines. The house always promotes the gamble; your job is to recognize when you're at the table, and when you're merely tending your garden. |
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